San Francisco 49ers running back Christian McCaffrey was set to earn a base salary of $11.8 million this year and $12 million next year, with cap hits of approximately $14.14 million in 2024 and $14.34 million in 2025. The 49ers reworked his deal, signing the versatile offensive weapon to a two-year extension that keeps him under contract through the 2027 season.

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While Pro Football Talk reported that McCaffrey will now earn $62.2 million over the next four seasons, the contract details are essential, as they map out the impact of the deal over the next four years—and beyond. This extension restructures San Francisco's financial commitment, providing the team with more immediate flexibility under the salary cap.

McCaffrey's cap hit for 2024 drops to about $6.68 million, a $7.46 million savings, while next year's hit falls to about $9.8 million.

To understand the long-term impact, we need to examine the entirety of the deal. OverTheCap.com has the full contract details. McCaffrey's cap hit in the first new year of his deal, 2026, is a manageable $11.91 million. That number will balloon to approximately $27.46 million in 2027.

Also included in the deal are three void years from 2028 through 2030, during which bonuses will continue to impact the 49ers' salary cap. Of course, if necessary, the deal can be reworked down the road, offering some relief.


The full breakdown of McCaffrey's contract, as detailed by OverTheCap.com, is listed below.

2024
Base salary: $1,210,000
Prorated signing bonus: $5,002,000
Prorated option bonus: $0
Total per-game roster bonus: $500,000
Workout bonus: $0
Guaranteed salary: $1,210,000
Salary cap number: $6,682,588

2025
Base salary: $1,255,000
Prorated signing bonus: $5,002,000
Prorated option bonus: $2,849,000
Total per-game roster bonus: $500,000
Workout bonus: $200,000
Guaranteed salary: $8,500,000
Salary cap number: $9,806,000

2026
Base salary: $1,300,000
Prorated signing bonus: $5,002,000
Prorated option bonus: $4,959,000
Total per-game roster bonus: $500,000
Workout bonus: $150,000
Guaranteed salary: $0
Salary cap number: $11,911,000

2027
Base salary: $16,850,000
Prorated signing bonus: $5,002,000
Prorated option bonus: $4,959,000
Total per-game roster bonus: $500,000
Workout bonus: $150,000
Guaranteed salary: $0
Salary cap number: $27,461,000

2028
Base salary: Void
Prorated signing bonus: $2,858,000
Prorated option bonus: $4,959,000
Salary cap number: $14,886,000

2029
Base salary: Void
Prorated signing bonus: $0
Prorated option bonus: $4,959,000
Salary cap number: $0


2030
Base salary: Void
Prorated signing bonus: $0
Prorated option bonus: $2,110,000
Salary cap number: $0

Total
Base salary: $20,615,000
Prorated signing bonus: $22,866,000
Prorated option bonus: $24,795,000
Total per-game roster bonus: $2,000,000
Workout bonus: $500,000
Guaranteed salary: $9,710,000
Salary cap number: $70,746,588

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